That's great if all you ever need to do is see a doctor, full stop. Getting, for example, an MRI is around $2k out of pocket. Just for one imaging! Most America

That's great if all you ever need to do is see a doctor, full stop. Getting, for example, an MRI is around $2k out of pocket. Just for one imaging! Most Americans can't come up with $500 for an unexpected expense. Comprehensive health insurance protects people from instantly going broke from everything in health care that isn't just seeing a primary care doctor. edit: Not defending insurers or our system at all, btw. Quite clear to me as ex-healthtech that a single payer system would solve many of our problems.