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I am saying insurance as a concept is stupid and anyone who has insurance is dumb except in few rare cases caused by government tipping the scales of the market

I am saying insurance as a concept is stupid and anyone who has insurance is dumb except in few rare cases caused by government tipping the scales of the market. The only thing baffling here us your reading comprehension bud. You missed my entire point. You think I think that? Well, if I was on another website I would say something about you as a person about the type of human being who can't even understand what they are reading but then replies with an ignorant comment.

RHSeeger 2y ago
> I am saying insurance as a concept is stupid and anyone who has insurance is dumb except in few rare cases I disagree with this completely. I have a car. I drive safely. It is unlikely that I will get in an accident and hurt someone. But I pay for insurance because it's _possible_ it will happen anyways. If something goes wrong, I could either - Have the insurance I pay for cover the expense of handling it, or - Have everything I own taken from me to cover the expense of handling it The cost of insurance is above the the cost of (<covering the expense of a catastrophic event> * <likelihood of me having such an outcome>), but still very much below the cost of (<covering the expense of a catastrophic event>). As such, it is my belief that it makes sense for me to pay for that insurance. I find it confusing that anyone would believe otherwise. Unless perhaps you're saying that the government should cover all such catastrophic outcomes, which doesn't seem realistic to me. > Well, if I was on another website I would say something about you as a person So, you'll insult me and pretend like you didn't? What are you, 6 years old? Clearly you found it insulting that I could not comprehend your view on the subject (which was not my intent), but seriously?
- iwishiknewlisp 2y ago
  I didn't read this except the last part. But don't be hostile and insulting if you don't want a responze back. In real life if someone ever talked to me the way you do, it wouldn't be words and it wouldn't a fight. People who insult out of nowhere grew up in the softest environment where you could get away with that. You lived a privileged charmin lifestyle where you could say whatever you wanted and not have any consequences. I wish just for a second i could see you in person. To paint a clearer picture for you since you love to twist whatever I say, certain people from privileged groups have mastered the art of aggression from a thin vaneer of social acceptability. I deny this aggression. If you show me aggression, I don't care what socially acceptable way you show it. This isn't football, in real life its not a game. Your life is a game, never experienced anything real. Suburban fraud.

RHSeeger 2y ago

> I am saying insurance as a concept is stupid and anyone who has insurance is dumb except in few rare cases I disagree with this completely. I have a car. I drive safely. It is unlikely that I will get in an accident and hurt someone. But I pay for insurance because it's _possible_ it will happen anyways. If something goes wrong, I could either - Have the insurance I pay for cover the expense of handling it, or - Have everything I own taken from me to cover the expense of handling it The cost of insurance is above the the cost of (<covering the expense of a catastrophic event> * <likelihood of me having such an outcome>), but still very much below the cost of (<covering the expense of a catastrophic event>). As such, it is my belief that it makes sense for me to pay for that insurance. I find it confusing that anyone would believe otherwise. Unless perhaps you're saying that the government should cover all such catastrophic outcomes, which doesn't seem realistic to me. > Well, if I was on another website I would say something about you as a person So, you'll insult me and pretend like you didn't? What are you, 6 years old? Clearly you found it insulting that I could not comprehend your view on the subject (which was not my intent), but seriously?

iwishiknewlisp 2y ago
I didn't read this except the last part. But don't be hostile and insulting if you don't want a responze back. In real life if someone ever talked to me the way you do, it wouldn't be words and it wouldn't a fight. People who insult out of nowhere grew up in the softest environment where you could get away with that. You lived a privileged charmin lifestyle where you could say whatever you wanted and not have any consequences. I wish just for a second i could see you in person. To paint a clearer picture for you since you love to twist whatever I say, certain people from privileged groups have mastered the art of aggression from a thin vaneer of social acceptability. I deny this aggression. If you show me aggression, I don't care what socially acceptable way you show it. This isn't football, in real life its not a game. Your life is a game, never experienced anything real. Suburban fraud.