Worked in NYS auto insurance. The government provided us an APi which we could use to pull driver records. While we could pull anyone that we want via the api,

Worked in NYS auto insurance. The government provided us an APi which we could use to pull driver records. While we could pull anyone that we want via the api, we get audited and must show reason for the pulls (such as a newly insured driver or renewal etc). I assume other states are similar