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SCHUFA for Germany. They want to get your bank payments next. If your score is bad (which can be if you live in a neighbourhood which is "bad") you can't get lo
by sunaookami 2y ago
SCHUFA for Germany. They want to get your bank payments next. If your score is bad (which can be if you live in a neighbourhood which is "bad") you can't get loans or other contracts like for mobile data.
- 2-3-7-43-1807 2y agodonating to legal yet controversial political parties and associations can have your bank account closed.
- raverbashing 2y agoBut that's not a "social credit" it's literally a credit score
- dijit 2y agoIt depends. If you would be judged for spending money in one place over another, then it's semantics. It's effectively the same as a social credit score.
- Zak 2y agoIf it's based in part on where you live rather than your history of paying bills on time, debt to income ratio, and net worth, it's not just a credit score.
- Propelloni 2y agoActually credit scorer like Schufa and similiar "pre-sorters" have been severely limited with the EuGH judgement from December 2023. Another win for the GDPR. The new battleground is now the "essential" part of the GDPR, i.e. what pre-sorting is essential to arrive at a decision and what not. I guess we will see quite a few cases before the courts...