A big part of the answer is probably tradition. But, in general, the further you get from physical artifacts and in-person authentication, the easier it gets t

A big part of the answer is probably tradition. But, in general, the further you get from physical artifacts and in-person authentication, the easier it gets to fabricate. I was pretty annoyed earlier this year when I had to show up at a brokerage office for something that was done over email and phone during the pandemic. But I also sorta understand the preference. There's definitely a tradeoff involved with doing everything online vs. physically showing up in an office.