It's just a common glitch in human thinking and happens multiple times a day in your life. We constantly swap much lower expected value catastrophic events for

It's just a common glitch in human thinking and happens multiple times a day in your life. We constantly swap much lower expected value catastrophic events for much higher expected value dispersed bad events. We almost always socialize costs much larger in aggregate but much smaller individually to avoid costs much larger individually but much smaller in aggregate. You see this in traffic laws every day with lower speed limits being preferred over a slightly higher chance of someone being killed in a car accident. You see this in food and medical regulation constantly, you see it in environmental rhetoric, etc. It's just basically the way a majority of humans work. Something breaks in our mind when we try to compare high cost but extremely low probability things to anything else.