Blue Sky laws typically require investors to be accredited unless there are exceptions. Some states may allow for non-accredited investors to invest in startup

Blue Sky laws typically require investors to be accredited unless there are exceptions. Some states may allow for non-accredited investors to invest in startups, but I don't know of any. One area that may or may not work would be if your family member loaned you the money personally. That isn't considered an investment since it is a personal loan. But, in a personal loan, they couldn't ask for equity since that would be an investment.