>wage for a job is too low to afford life This also simplifies the scenario to assume that wages are the only income. It would be like building a mental model

>wage for a job is too low to afford life This also simplifies the scenario to assume that wages are the only income. It would be like building a mental model around people who live at home with their parents and concluding whatever money they make is obviously sufficient to 'afford life'. It ignores all the extraneous ways their life is being subsidized by others. Whether or not those external subsidies are desirable or sustainable are intrinsically related to this problem.