2 ms·
They mostly make the merchants pay for it (if you're not otherwise paying interest or annual fees), and some merchants will pass that cost on to you.
by bigfatkitten 2y ago
They mostly make the merchants pay for it (if you're not otherwise paying interest or annual fees), and some merchants will pass that cost on to you.
- stavros 2y agoMerchants make all their money from customers, so all costs are always passed on to customers. Nobody cuts their margins.
- bigfatkitten 2y agoVery few, if any of those costs are passed along as a direct surcharge like small stores do with card payments.