3 ms·
Most of the time it's not too bad to appeal a claim for smaller amounts. People go through the hoops for the larger denials because they are so motivated. I g
by aidenn0 2y ago
Most of the time it's not too bad to appeal a claim for smaller amounts. People go through the hoops for the larger denials because they are so motivated.
I got a $150k bill for emergency care for my daughter once; it wasn't too bad because they denied it as "uncovered elective procedure" which was trivial to show it wasn't, but it was still a tense month for me waiting. The punchline, of course, is that the insurance company and the provider agreed upon $30k.
Doctors' offices can't tell you what a procedure will cost ahead of time, and the amount they bill you afterwards is completely fictitious (because if you don't have health insurance you probably can't pay 5x what the insurance companies pay, so will be bankrupted anyways).
- rqtwteye 2y ago“ because if you don't have health insurance you probably can't pay 5x what the insurance companies pay, so will be bankrupted anyways” Or it could go the other way depending on arbitrary factors. Nobody knows.
- dimal 2y ago“Most of the time” in my case, it has been bad. Because it wasn’t one big bill. It was dozens of bills for $200-500. Each submission could fail in unpredictable ways. “Lost” claims forms, database “errors”, “incomplete information”, etc. And trying to deal with this burden while being sick, was too much for me. I scraped back a few dollars, but had to give up and move forward with my life.