Especially if/when a person or business goes into the ChexSystems "blacklist" [1] where that individual or business can't have a bank account in the US, Canada,

Especially if/when a person or business goes into the ChexSystems "blacklist" [1] where that individual or business can't have a bank account in the US, Canada, and EU for five to seven years. [1] https://www.nerdwallet.com/article/banking/blocked-by-chexsystems-what-to-know https://www.nerdwallet.com/article/banking/blocked-by-chexsy...