5 ms·
> It is because of the ACA. Linked elsewhere: https://www.kff.org/wp-content/uploads/2023/10/Figure-1-12.png https://www.kff.org/wp-content/uploads/2023/10/Fig
by nl 2y ago
> It is because of the ACA.
Linked elsewhere: https://www.kff.org/wp-content/uploads/2023/10/Figure-1-12.png https://www.kff.org/wp-content/uploads/2023/10/Figure-1-12.p...
That's a pretty straight line, with no noticeable change because of ACA.
> But it’s purely at the expense of the healthy subsidizing them with overly expensive policies.
This is how insurance works.
The US needs a proper public healthcare system. Good luck finding a way to make that happen though.
- koolba 2y ago> This is how insurance works. The point is not about insurance in general, it’s the isolation of the individual market from the pools of large employers. Yes the healthy will always be subsidizing the rest, but it’s a specific subset of healthy bearing that burden. It’s not the system as a whole. > The US needs a proper public healthcare system. Good luck finding a way to make that happen though. Ban corporate self insured policies so that the risk pools are unified to contain everyone. Eliminate the deduction for offering insurance. Right now the same policy is cheaper if paid by the company as its pretax dollars (vs after tax dollars for an individual policy).
- rqtwteye 2y ago"Ban corporate self insured policies so that the risk pools are unified to contain everyone." There should be only state or nation wide risk pools.