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Not sure if you actually been to RO but every small shop has 3-4 payment terminals, each bank branded, and based on the card they use a different terminal thus
by ccozan 2y ago
Not sure if you actually been to RO but every small shop has 3-4 payment terminals, each bank branded, and based on the card they use a different terminal thus ensuring minimal charge or even 0.
In DE or NL, you operate via an intermediary ( like payone, etc ) and a single terminal. Maybe here comes the difference.
PS. Larger shops/markets ( like kaufland, carrefour, etc ) have also just one, but I guess they negociate the fee.
- nottorp 2y ago> Not sure if you actually been to RO No, I was born and live there. My groceries kiosk has just the single terminal. Where I shop, only Dedeman, Altex and the eMag showroom still ask me what bank is the card from, and they're nowhere near small... Edit: Hmm. Cozy? Small world...
- ccozan 2y agoha, Torp! Nice! But yes, is a mix/jungle of options. But I find fascinating that paying with cards has a far more adoption than some places in western world.
- nottorp 2y agoThey made it compulsory by law to accept cards for B2C if you sold more than like 15k eur/month. But I think you were already in DE. I think that law also cames with caps on card charges. Or at least there was so much competition between banks for the new market that purchase charges dropped on their own.