You Need A Budget used to be well-loved before they moved to a subscription model, but I think the underlying principle is still the same: you manually enter in

You Need A Budget used to be well-loved before they moved to a subscription model, but I think the underlying principle is still the same: you manually enter incomes and expenditures to keep on top of them. You create expense "buckets" that you have to fill with income by allocating funds for them. https://www.ynab.com/ https://www.ynab.com/