Agree in general, with minor caveats: * Schwab's roboadvisor product has decent rates for cash sweep, but their self-directed brokerage has the rather weak rat

Agree in general, with minor caveats: * Schwab's roboadvisor product has decent rates for cash sweep, but their self-directed brokerage has the rather weak rate of 0.45%. * The first $10k at IBKR earns 0%. Also, IBKR Lite also has a weaker rate (3.83%) compared to IBKR Pro (4.83%). Of course, with a bit of extra effort, you can buy SGOV etc. in your brokerage for better rates. [1] https://www.schwab.com/cash-investments https://www.schwab.com/cash-investments [2] https://www.interactivebrokers.com/en/accounts/fees/pricing-interest-rates.php https://www.interactivebrokers.com/en/accounts/fees/pricing-...