This happened to me with Umpqua Bank. They offered a money market account that sounded great. I basically forgot about it, and checked my statement one day to

This happened to me with Umpqua Bank. They offered a money market account that sounded great. I basically forgot about it, and checked my statement one day to find it earning 0.05%. Not 5%, 1/100th of that. My fault for not being diligent. Missed out on a lot of interest earnings as a result. Edit: I have since moved all of my banking business to a local credit union and closed mine and my kids' Umpqua accounts, and opened a Schwab account for better interest earnings from their money market fund offering.