Exactly. More generally, the promoters of electronic payments mock other forms while piling constraints, skipping features, adding costs, sneaking in more onero

Exactly. More generally, the promoters of electronic payments mock other forms while piling constraints, skipping features, adding costs, sneaking in more onerous terms and conditions. Example: My bank will let me schedule in advance and will mail for me a check - all free of extra charges. But will not let me schedule a Zelle payment in advance. Oh, did they mention the amount limits for Zelle? No they didn't, but they are there.