> But, it turns out giving late-teenagers and young adults loans that can’t be discharged through the normal bankruptcy procedure, and then having every adult i

> But, it turns out giving late-teenagers and young adults loans that can’t be discharged through the normal bankruptcy procedure, and then having every adult in their life tell them that they need to go to college to have the middle-class lifestyle their parents enjoyed, creates wildly a poisonous incentive structure. The real problem is college degrees that cant pay for themselves.