It’s not “accepted” as much as it is just simply impossible to completely avoid at any kind of scale. Even if online payments were eliminated, and you had to s

It’s not “accepted” as much as it is just simply impossible to completely avoid at any kind of scale. Even if online payments were eliminated, and you had to show up in person with a birth certificate and passport to perform a transaction, fraud would be non-zero. To have a functioning business, people need to be able to use the system.