Fraud? One needs a Google account to use FI so they for sure know who you are to any degree necessary Also, defrauding ... what, exactly? If it's a US phone nu

Fraud? One needs a Google account to use FI so they for sure know who you are to any degree necessary Also, defrauding ... what, exactly? If it's a US phone number, there are a bazillion ways to get an SMS enabled US phone number that is either anonymous or pseudoanonymous due to people not wanting to get sexting or pig butchering spam when Yet Another Breach leaks every marketing db in the world