The other thing I see is that people nearish retirement age and are comfortable, who might have cruised on for a few years, are pretty much going: now is probab

The other thing I see is that people nearish retirement age and are comfortable, who might have cruised on for a few years, are pretty much going: now is probably the time. Maybe do some consulting though that's tight right now. So, maybe not optimal, but why stay in a non-ideal situation?