The initial rate earned was 5% of the eligible purchase price, but it was lowered to 3%, then to 1.4% and now is 0.4%. It is now a consumer tracking program an

The initial rate earned was 5% of the eligible purchase price, but it was lowered to 3%, then to 1.4% and now is 0.4%. It is now a consumer tracking program and shouldn’t even be associated with the old paper based program