> I don’t understand why the taxpayer needs to absorb these loans when the individual took it out on their own assuming it wasn’t predatory or illegal. Because

> I don’t understand why the taxpayer needs to absorb these loans when the individual took it out on their own assuming it wasn’t predatory or illegal. Because too many of your fellow citizens are spinning in what are basically poorly-written click-jack javascript infinite loops, and those loops are eating too much of our collective cpu time. If you click "stop," their time/money is freed up to do something else. And compared to paying eternal interest on a degree that didn't lead to a decent job, literally anything else they do with that money is more useful. And since Americans suck at saving, it's incredibly likely that money will immediately get spent directly back into the economy. If you click "continue" and hope something useful comes out of these loops' cycles, it's difficult to see that as anything but a sunken cost fallacy. Adding the phrase "personal accountability" doesn't really change that.