PA DSS/PCI DSS standards say you aren’t supposed to test with real cards. It’s a certification criteria. I had to make my own PCI DSS (Payment Card Industry Da

PA DSS/PCI DSS standards say you aren’t supposed to test with real cards. It’s a certification criteria. I had to make my own PCI DSS (Payment Card Industry Data Security Standard) Requirement 6.4.3 of the PCI DSS states: "Production data (live PANs) are not used for testing or development." This requirement is aimed at ensuring that real cardholder data (Primary Account Numbers or PANs) is not used in non-production environments, such as testing or development environments, to minimize the risk of exposure and unauthorized access. PA DSS (Payment Application Data Security Standard) Requirement 6.3.4 of the PA DSS states: "Production data (real PANs, track data, or other real cardholder data) is not used for testing or development."