It's $1200 a year for the first year or so, then it's more and more over a 40 year career. I don't understand why this is a difficult concept to grasp - your in

It's $1200 a year for the first year or so, then it's more and more over a 40 year career. I don't understand why this is a difficult concept to grasp - your income increases as you develop your career... and so does your retirement contributions. This fictitious person who can't scrape together $100 a month for retirement but has worked for 5, 10, 20+ years is a complete myth, or a total failure on a personal level.