Thanks for your comment phillippta, I agree with you there are a few big challenges in setting up payments companies need to deal with: 1. Security Adding vend

Thanks for your comment phillippta, I agree with you there are a few big challenges in setting up payments companies need to deal with: 1. Security Adding vendors is a very scary thing for companies, rightfully so. Open source is great for this, because an NPM package is not a vendor. 2. Signing / Sending a Transaction iso20022.js doesn't deal with message sending yet. Best case there is a straightforward SFTP setup, which I've given instructions for here: https://docs.iso20022js.com/quickstart#step-4-send-the-payment-initiation-message-to-the-bank https://docs.iso20022js.com/quickstart#step-4-send-the-payme... 3. Getting certified to send payment instructions. This should be the work of the module!