I’d wager you have a copay, a deductible and a maximum amount your plan will cover. And if you are laid off you have nothing unless you sign up for COBRA which

I’d wager you have a copay, a deductible and a maximum amount your plan will cover. And if you are laid off you have nothing unless you sign up for COBRA which charges huge amounts monthly. The European single payer systems are underfunded intentionally by “conservatives” who want to skim off the top by privatization and loath offering it to the poor & working class.