1) Get on the same financial page as your spouse and stay married. Although not necessary, it really helps if they also have a good income. 2) Get out of debt

1) Get on the same financial page as your spouse and stay married. Although not necessary, it really helps if they also have a good income. 2) Get out of debt early. Stop paying interest and start getting it as you invest what you otherwise would use to service your debt. 3) When you get a windfall (bonus, lottery, inheritance, lucky stock pick); invest at least half of it before spending the other half on wants. 4) When you splurge (we all do now and then); do it on smaller things instead of big ones. 5) Pay attention to small things. Save a few bucks here and there and it can really add up. Compound interest is a wonderful tool. Saving a $100 this month can turn into $10K+ over 20 years of wise investing. There are many more things, but that is my top five.