> As we saw in 2020, over indexing on efficiency can lead to cascading failures that put individuals at risk I don’t know what you mean here. By 2020 I assume

> As we saw in 2020, over indexing on efficiency can lead to cascading failures that put individuals at risk I don’t know what you mean here. By 2020 I assume you mean the covid-19 pandemic? I agree that the pandemic itself put people at risk. But what do you mean by “cascading failures that put individuals at risk”? From my perspective society and systems of it kept on going despite the large scale upheavals happening. If for anything I would cite 2020 as evidence that things are not as fragile as we suspected. But maybe you have a different perspective?