> Why would anyone put in the time and capital to own and maintain housing, if they knew they were limited to charging only their costs? Exactly, build a house

> Why would anyone put in the time and capital to own and maintain housing, if they knew they were limited to charging only their costs? Exactly, build a house for yourself then bugger off. People who cant afford it would get govt housing. If you want a big house with lots of rooms then you would be in the first category.