You’re forced to buy car insurance in the US, and the insurance business is all kinds of fucked here. Fines for not having car insurance are massive, and drivin

You’re forced to buy car insurance in the US, and the insurance business is all kinds of fucked here. Fines for not having car insurance are massive, and driving without it can lead to jail time (idk the circumstances that trigger this). I think the point is that a consumer’s insurance rate may go up based on an arbitrary KPI the insurance company chose, of which the consumer was not necessarily (made) aware, based on information the consumer never opted to share, information that comes with a considerable lack of context, no less. We’re not necessarily talking about accidents, or breaking laws, either. It’s determined by the insurance company using proprietary algorithms, and you have no recourse if your rates go up. It’s privatized tyranny.