3 ms·

I'm lost. Just a confused European trying to understand US healthcare

• s1artibartfast 2y ago
  Oh, in that case your comment highlights the difference between the obvious and direct cost to the patient $5, and the less direct cost of $100k/yr which the patients are also paying. In the US you might have the copay $5, but you also pay for your insurance plan, which might be like $30k/year for a good family plan.
• ceejayoz 2y ago
  Don't worry, Americans don't understand US healthcare either. One of the biggest challenges to reform here is the costs are all hidden away from most people. People think their health insurance costs $100/month because their employer chips in the other $1900/month towards the premium.
  • s1artibartfast 2y ago
    The other challenge is the decision maker for what is covered is separate from the payer. People choose different plans, but my understanding is that they dont differ much at all in healthcare access. Instead, they differ in the average percentage of healthcare expenses that will be paid by the plan.