Chances are if that is your spread you have roommates. No one on 40k is renting that 5k manhattan apartment. They are probably out in queens or somesuch. Craigs

Chances are if that is your spread you have roommates. No one on 40k is renting that 5k manhattan apartment. They are probably out in queens or somesuch. Craigslist says average rent for a 1br in queens is around $2k a month. So if these earners have a roommate or a significant other, they are paying like $1k a month on rent even with the base rent higher than $1600/mo.