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As I age I find myself increasingly becoming a healthcare spender. For a lot of people that's just a part of the chromosome shuffle and not so much about their
by delichon 2y ago
As I age I find myself increasingly becoming a healthcare spender. For a lot of people that's just a part of the chromosome shuffle and not so much about their life choices. But I can't say that. I've made very bad choices, over and over and over, knowing the consequences, across more than five decades now. My chromosomes are far from perfect but they would have done fine without my indulgences. Therefore I don't think it's right to impose my higher spending on the rest of you. I should just suck it up, walk it off, or suffer and die early, because it isn't fair for me to charge you for my pleasures. You don't owe me. I identify with the Inuit grandma choosing to drift off on an ice flow. But she has a much better claim on the support of her tribe.
- showerst 2y agoThe problem is that there’s nobody I trust to do the deciding on whose choices were bad. So I say we just save them all, and let god sort ‘em out.
- giantg2 2y agoItaly has a system where if it's genetic it's covered and if it's influenced by lifestyle you pay a tax. Even in the US, insurance still decides what is covered and what's not. There's always someone deciding in any system unless it's cash.
- monktastic1 2y agoI mean you can personally refuse care, but the subtext I get is that others should martyr themselves similarly. That's not a choice you get to make for them.
- Kinrany 2y agoIf the idea is that bad choices should be disincentivized, then this should be limited to people capable of planning far enough.
- HPsquared 2y agoThe Inuit grandmother is directly helping her family by drifting off. The health insurance customer, not so much. Probably not a good deal for you and yours to take the ultimate sacrifice in service of 0.0001% lower insurance premiums.
- s1artibartfast 2y agoIt is a collective action problem. If you offered someone end of life healthcare or 500k for the grandchildren, they would probably choose the 2nd. If you offer them them healthcare or $1 for 500,000 random children they dont know, the will take the healthcare.