But do insurers have a secret deal with the AV vendors? Someone is writing software that makes users and admins lives unbearable, and then denying any insurance

But do insurers have a secret deal with the AV vendors? Someone is writing software that makes users and admins lives unbearable, and then denying any insurance claim if they find that this software is not installed on all computers. Its win for insurers and AV vendors. It's also kind of neutral for corporation managers. Only the end users lose in this case. This is my personal view, i don't like such software. As admin I know that some users must be restricted, but as a developer i saw many times how i write a small utility app just to be deleted by some AV. There are no false positives, they are just blocking and deleting anything with less than few million downloads. The admin/developer experience is terrible. Big red scary messages... you know... Edit: Last example was the regular windows defender on a windows server who deleted a service that we used to copy some backups. It was working few months, and then one day it just stopped - we found the .exe was deleted. It was fun story actually, not sad. We had good laugh.