>As the credit system eases, historically low interest rates also augur debt refinancing and constructive access to credit for those with good histories and for

>As the credit system eases, historically low interest rates also augur debt refinancing and constructive access to credit for those with good histories and for small business creation in the year ahead. As though we can just "augur" that. Small business loans might not pick up even in a low interest environment if banks reveal more off-balance sheet holdings and run into more troubles with capital requirements. >The rush to declare the future bleak has obscured the fact that no one knows the outcome of an unprecedented event. No one. I think he (minorly) slipped up and didn't follow his own advice a little earlier in the article =P.