Agreed. Plus it's bad to have your investments and job in the same place. If the company fails you lose you job and savings at the same time. Yes, there are n

Agreed. Plus it's bad to have your investments and job in the same place. If the company fails you lose you job and savings at the same time. Yes, there are non-financial reasons to have "shares in the place where I work". But financially it's a bad investment. (If the shares come with management rights, responsibilities, obligations, decision making, that's different.)