> Good point. But I'd argue that's an artifact of history. I think there's also less liability for the banks if they accept and build around the risk of both e

> Good point. But I'd argue that's an artifact of history. I think there's also less liability for the banks if they accept and build around the risk of both eventual consistency and fraud. Even now wiring is necessary to pull off a digital bank theft, and even then you need to be extremely fast to get away with the money, and extremely fast to not go to prison, and liquidate it extremely quickly (likely into bitcoin). Even small delays in the transactions would make this basically impossible with modern banking, let alone a full clearing house day.