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Not my experience at all. Two of my Chase cards each have credit limits above $25k. Amex still only $12k. And I've been a longer Amex cardholder than a Chase ca
by kccqzy 2y ago
Not my experience at all. Two of my Chase cards each have credit limits above $25k. Amex still only $12k. And I've been a longer Amex cardholder than a Chase cardholder.
And I don't care about utilization ratio: for credit scoring, only current utilization ratio has any effect not historical utilization ratio.
- sholladay 2y agoUse the “Check my spending power” feature. Type in $20k. You’ll almost certainly get a limit increase within a few days. Do it again in a few months. I bet you could get to $30k within a year.