They really are selective. In my 20s I once missed a single payment to a department store card that I owed $60 to (Not an Amex card) and Amex abruptly closed al

They really are selective. In my 20s I once missed a single payment to a department store card that I owed $60 to (Not an Amex card) and Amex abruptly closed all my accounts in response. I'd never been late paying Amex, nor did I have anything else negative on my credit. It took me a decade or so to get over my grudge against whatever algorithm triggered that, but I have an Amex card again.