Higher credit limits mean many good things: * The bank is confident you will pay back your debts. * Your credit utilization will be lower relatively speaking,

Higher credit limits mean many good things: * The bank is confident you will pay back your debts. * Your credit utilization will be lower relatively speaking, which banks really like. * You can put more spend on your card if and when you really need to. It's always worth waiting for the billing cycle to close before paying the statement balance if it is practical to do so.