Wow, being accused of a shill at the same time as the most uncharitable take on my comment possible. I'm in no way associated to AmEx other than being a custom

Wow, being accused of a shill at the same time as the most uncharitable take on my comment possible. I'm in no way associated to AmEx other than being a customer. I'm a frequent traveler and formerly digital nomad (78 countries and counting), and so have had many opportunities to see the benefit of my card. I've even mentioned one particular instance before on HN: https://news.ycombinator.com/item?id=36624867 https://news.ycombinator.com/item?id=36624867 Since HN skews towards people who work in the tech industry, I imagine I am not alone in that many of us are likely folks who both travel often and have an AmEx. I didn't say anything about Europeans, and I didn't say people who don't have an Amex are financially illiterate or poor, I said the folks who Amex has as customers are affluent and better at handling their finances (read: better at paying off their debts). This is reflected in the data, including what is shared in the post. It's not at all a controversial statement, and espousing the positive side of that coin does not indicate in any way that I believe or hold the views from the other side of the coin.