That's 2 days if you physically lose your card. Otherwise you have 60 days after you receive your statement. If you know where your wallet it, and you review

That's 2 days if you physically lose your card. Otherwise you have 60 days after you receive your statement. If you know where your wallet it, and you review statements once per month, you're fine. I still use a credit card instead, though, because I'd rather the lost money be the bank's problem to resolve.