4 ms·
still have to be careful about going over credit utilization...
by arccy 2y ago
still have to be careful about going over credit utilization...
- Spivak 2y agoYes and no, high utilization dings your score for the month you made the big purchase but returns to normal once it's paid off. If you routinely have high utilization CCs will just increase your limit so your normal spending is in the ideal range.