YouNeedABudget traditionally had good reviews for this sort of thing: https://www.ynab.com/ https://www.ynab.com/ Unfortunately, they did move to a subscriptio

YouNeedABudget traditionally had good reviews for this sort of thing: https://www.ynab.com/ https://www.ynab.com/ Unfortunately, they did move to a subscription model eventually :( I think V4 is the last one-time-purchase version. WayBackMachine has the downloads: MacOS (x86 32-bit): https://web.archive.org/web/20190112221233/https://classic.youneedabudget.com/CDNOrigin/download/ynab4/liveCaptive/Mac/YNAB4_LiveCaptive_4.3.855.dmg https://web.archive.org/web/20190112221233/https://classic.y... I think you'll need to convert it to 64-bit to run on Apple Silicon: https://gitlab.com/bradleymiller/Y64 https://gitlab.com/bradleymiller/Y64 (didn't try it) Windows: https://web.archive.org/web/20190112221246/https://classic.youneedabudget.com/CDNOrigin/download/ynab4/liveCaptive/Win/YNAB%204_4.3.857_Setup.exe https://web.archive.org/web/20190112221246/https://classic.y... --------- I don't use it anymore, so let me know if you want my old v4 license key.