> Let me guess, you bought a house before 2021 and are locked in on 3% or less mortgage. yes, and I want to buy a new home but these prices are unreasonable, s

> Let me guess, you bought a house before 2021 and are locked in on 3% or less mortgage. yes, and I want to buy a new home but these prices are unreasonable, so I am not. unfortunately, I also rent because I had to move for work; however, who said you need to buy? I am not saying you are wrong for doing so, that's what you wanted to do and good on you for that. but you made a conscious choice to choose buying a home over having kids. you could have rented, or like me you could just wait. my friend and her husband both work with a combined income of 250,000. They live in Brooklyn, NYC and have THREE kids, and still travel, etc. I'm guessing you and your wife is making more then that. if you can't support 3 kids at your combined income: You are over spending. > Or are you going to tell me I should’ve been born earlier to buy the same house for cheaper and lock in those rates? now you are just being rediculous / toxic, so will ignore that.