Challenger banks have been pretty great for all their failings, at least in the UK. Can’t believe people actually used to charge you for being broke. E2E encry

Challenger banks have been pretty great for all their failings, at least in the UK. Can’t believe people actually used to charge you for being broke. E2E encrypted messaging that is accessible to people and works using data has been transformative. Twitter has changed the landscape of communication. Streaming music and video services have changed the way people consume media and shaped the way it’s created and broadcast.