> I think the benefits are thus provided by VISA/etc, regardless of what services your bank provides through the card, like credit. See my above reply - they

> I think the benefits are thus provided by VISA/etc, regardless of what services your bank provides through the card, like credit. See my above reply - they may provide similar services as if as a "courtesy", but the legal obligations for both parties are very different with credit and debit cards (very much in the consumer's favor, if the consumer is using a credit card).