Economic drivers spring to mind, possibly connected with civil or criminal liability in some cases. But this will be the work of at least two human generations

Economic drivers spring to mind, possibly connected with civil or criminal liability in some cases. But this will be the work of at least two human generations; our tools and work practices are woefully inadequate, so even if the pointy haired bosses (fearing imprisonment for gratuitous failure) and grasping, greedy investors fear (for the destruction of “hard earned” capital), it’s not going to be done in the snap of our fingers, not least because the people occupying technology industry - and this is an overgeneralisation, but I’m pretty angry so I’m going to let it stand - Just Don’t Care Enough. If we cared, it would be nigh on impossible for my granny to get tricked to pop her Windows desktop by opening an attachment in her email client. It wouldn’t be possible to sell (or buy!) cloud services for which we don’t get security data in real time and signal about what our vendor advises to do if worst comes to worst. And on and on.