"It needs to be online." No, it doesn't. Some have chosen - for reasons of efficiency and scale and cost - to place it online. However, this is a trade-off f

"It needs to be online." No, it doesn't. Some have chosen - for reasons of efficiency and scale and cost - to place it online. However, this is a trade-off for fragility. It's not insane to make this trade-off ... ... but it is insane to not realize one is making it.